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Non-Qualified Mortgages

Non-Qualified Mortgages (Non-QM) offer a flexible alternative for borrowers who don't meet the strict criteria of traditional loans. These loans are designed for individuals with unique financial situations, such as self-employed professionals, those with irregular income, or individuals with less-than-perfect credit. Non-QM loans provide a viable path to homeownership without the stringent requirements of conventional loans.

Client Expertise

At Vivid Mortgages, we specialize in Non-Qualified Mortgages, bringing extensive experience and expertise to help clients with diverse financial backgrounds. Our team understands the intricacies of Non-QM loans and is dedicated to providing tailored solutions that meet the specific needs of each borrower. We work closely with our clients to navigate the complexities of Non-QM financing, ensuring a smooth and efficient loan process.

Rates & Advantages

Non-Qualified Mortgages from Vivid Mortgages come with competitive interest rates and a variety of flexible terms to suit your financial situation. These loans offer the advantage of more lenient qualification criteria, making them accessible to a wider range of borrowers. Whether you're self-employed, have irregular income, or face other financial challenges, Non-QM loans provide the flexibility you need to secure your home.

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Ready to explore your options with Non-Qualified Mortgages?

Contact Vivid Mortgages today to get started. We proudly serve clients throughout NY, offering expert guidance and personalized service to help you achieve your homeownership goals. Let us assist you in finding the best Non-QM loan options to suit your needs.

||  REVIEWS  ||

Hear What Our Customers Are Saying

Bianca Borgella

I had a great experience with Vivid Mortgages. The process in itself can make anyone nervous, but the team at Vivid Mortgages were exceptional and made it as smooth as can be. They worked with me to the end and helped me get across the finish line. The office was nice and the people were warm. Glad to have worked with Bibi and Hope, who answered all my questions promptly and were very supportive!! I would choose them again and again.

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susena begum

My experience with vivid mortgage was like dream come to true. My parents try to buy house for all most 10 years and finally I got know about vivid mortgage from my coworker can’t thank enough her. Everything was so quick. I am writing this review from my house I just moved in week ago. I like to especially thank Ms.hope and bebi for their hard work and make it so easy for me. Next time when I need to buy a house I know who to go. I like to recommend everyone to go to them. Thank you again 💕

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maxine Taylor

This experience has been a journey, but I came out on the best side no better than what i could have expected thanks to Krystal. She worked with me and did everything thing to help me through this process. Thanks to Hope and Krystal I was able to save 400 off my mortgage. She was patient with me and helped me every step of the way. I am very grateful for her and thanks to her I am a new home owner. If you ask me vivid mortgages is the place to go.

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