|| Loan Types ||

Bank Statement Loans

By Vivid Mortgages, Inc. · NMLS #1279925 · Updated

Bank Statement Loans provide a flexible financing solution for self-employed individuals and business owners who may not have traditional income documentation. By using bank statements to verify income, these loans offer an accessible path to homeownership for those with non-traditional income streams.

Vivid Mortgages arranges Bank Statement Loans for self-employed borrowers through third-party wholesale lenders. We explain what each lender's program asks for, help you gather your statements and keep you updated from application to closing.

The bank statement loans we arrange offer terms designed to accommodate the unique financial circumstances of self-employed borrowers. These loans eliminate the need for traditional income verification, instead relying on bank statements to demonstrate cash flow and financial stability. This flexibility allows a broader range of borrowers to qualify for home financing.

Talk to a New York mortgage broker

Get pre-qualified online, or call and a broker will walk you through your options. No obligation, and pre-qualifying does not affect your credit score.

National Association of Mortgage Brokers 2025 award recipient
NMLS #1279925 Company registration
NYS DFS Registered Mortgage Broker
NAMB Member National Association of Mortgage Brokers
5.0 ★ Google rating (as of Sep 2026)
◔Chat on WhatsAppContinue in WhatsApp ☏Call us800-880-8557