Bank Statement Loans provide a flexible financing solution for self-employed individuals and business owners who may not have traditional income documentation. By using bank statements to verify income, these loans offer an accessible path to homeownership for those with non-traditional income streams.
Vivid Mortgages arranges Bank Statement Loans for self-employed borrowers through third-party wholesale lenders. We explain what each lender's program asks for, help you gather your statements and keep you updated from application to closing.
The bank statement loans we arrange offer terms designed to accommodate the unique financial circumstances of self-employed borrowers. These loans eliminate the need for traditional income verification, instead relying on bank statements to demonstrate cash flow and financial stability. This flexibility allows a broader range of borrowers to qualify for home financing.
Talk to a New York mortgage broker
Get pre-qualified online, or call and a broker will walk you through your options. No obligation, and pre-qualifying does not affect your credit score.