Non-Qualified Mortgages (Non-QM) offer a flexible alternative for borrowers who don't meet the strict criteria of traditional loans. These loans are designed for individuals with unique financial situations, such as self-employed professionals, those with irregular income, or individuals with less-than-perfect credit. Non-QM loans provide a viable path to homeownership without the stringent requirements of conventional loans.
Vivid Mortgages arranges Non-QM loans through third-party wholesale lenders for borrowers whose income or credit history doesn't fit standard guidelines. We explain what each program asks for and help you compare the options available for your situation.
The non-QM loans we arrange come with a variety of terms to suit your financial situation. These loans offer the advantage of more lenient qualification criteria, making them accessible to a wider range of borrowers. Whether you're self-employed, have irregular income, or face other financial challenges, Non-QM loans provide the flexibility you need to secure your home.
Talk to a New York mortgage broker
Get pre-qualified online, or call and a broker will walk you through your options. No obligation, and pre-qualifying does not affect your credit score.
