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Madison County Mortgage Broker

By Vivid Mortgages, Inc. · NMLS #1279925 · Updated

Vivid Mortgages, Inc. is a registered New York mortgage broker serving home buyers and homeowners in Madison County. We arrange purchase and refinance loans through third-party wholesale lenders, comparing their programs for your file and managing the loan from pre-qualification to closing.

Madison County's seat is the village of Wampsville, and its only city is Oneida. We work with borrowers in Oneida, in the villages of Canastota, Chittenango, Cazenovia, Hamilton and Morrisville, and in the towns of Sullivan, Lenox, Cazenovia, Hamilton, DeRuyter, Eaton and Brookfield. Colgate University in Hamilton and SUNY Morrisville bring faculty and staff to the county alongside its farms, Cazenovia Lake properties and village homes.

For Madison County borrowers we arrange conventional, FHA and VA loans, first-time buyer programs, renovation loans, bank statement and non-QM loans, HELOCs and investment property mortgages. Rural and small-village properties sometimes raise appraisal or property-type questions, and part of our job is knowing which wholesale lender will look at a given file.

The process runs online from wherever you are in Madison County, with the Vivid Mortgages office in Queens Village, NY as our licensed base. All mortgage loans are arranged with third-party wholesale lenders; Vivid Mortgages is a mortgage broker, not a lender. Call 800-880-8557 or get pre-qualified online.

Talk to a New York mortgage broker

Get pre-qualified online, or call and a broker will walk you through your options. No obligation, and pre-qualifying does not affect your credit score.

National Association of Mortgage Brokers 2025 award recipient
NMLS #1279925 Company registration
NYS DFS Registered Mortgage Broker
NAMB Member National Association of Mortgage Brokers
5.0 ★ Google rating (as of Sep 2026)
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