Home buyers and homeowners in Oswego County can work with Vivid Mortgages, Inc., a registered New York mortgage broker, to arrange a purchase or refinance loan. We compare programs from several third-party wholesale lenders for your file and manage the loan from pre-qualification through closing.
The City of Oswego, on the shore of Lake Ontario, is the county seat of Oswego County, and Fulton is the county's other city. We work with borrowers in both, in the villages of Phoenix, Central Square, Pulaski, Mexico, Hannibal, Parish and Sandy Creek, and in the towns of Scriba, Volney, Hastings, Schroeppel, Granby, Richland and Constantia. SUNY Oswego and the Nine Mile Point energy facilities are among the county's larger employers, and the county includes lakefront homes along Lake Ontario and Oneida Lake as well as village and rural properties.
For Oswego County borrowers we arrange conventional, FHA and VA loans, first-time buyer programs, renovation loans, new construction financing, bank statement loans for the self-employed, HELOCs and investment property mortgages. Waterfront, seasonal and rural properties can raise appraisal and occupancy questions, and part of our job is finding the wholesale lender whose guidelines fit.
The process is remote and online, with our licensed base at the Vivid Mortgages office in Queens Village, NY. All mortgage loans are arranged with third-party wholesale lenders; Vivid Mortgages is a mortgage broker, not a lender. Call 800-880-8557 or get pre-qualified online.
Talk to a New York mortgage broker
Get pre-qualified online, or call and a broker will walk you through your options. No obligation, and pre-qualifying does not affect your credit score.
