Vivid Mortgages, Inc. is a registered New York mortgage broker arranging purchase and refinance loans for borrowers across Oneida County. Rather than selling you one bank's products, we compare programs from several third-party wholesale lenders and manage your file from pre-qualification to closing.
Utica is the county seat of Oneida County; Rome and Sherrill are its other cities. We work with buyers and homeowners in all three, in the towns of New Hartford, Whitestown, Kirkland, Marcy, Westmoreland, Vernon, Verona and Trenton, and in villages such as Whitesboro, Yorkville, New York Mills, Clinton, Oriskany, Boonville and Camden. Hamilton College in Clinton, Griffiss Business and Technology Park in Rome and the hospitals in Utica are among the county's larger employers.
Oneida County borrowers have access to conventional, FHA and VA loans, first-time buyer programs, jumbo loans, renovation and new construction financing, bank statement and non-QM loans, HELOCs and mortgages for one-to-four family investment property. Which programs your file qualifies for depends on your credit, income documentation and down payment, and we will tell you plainly.
The whole process is handled remotely and online, with the Vivid Mortgages office in Queens Village, NY as our licensed base. All mortgage loans are arranged with third-party wholesale lenders; Vivid Mortgages is a mortgage broker, not a lender. Call 800-880-8557 or get pre-qualified online to start.
Talk to a New York mortgage broker
Get pre-qualified online, or call and a broker will walk you through your options. No obligation, and pre-qualifying does not affect your credit score.
